Money, Getting Things, And Happiness

Of all the things that can mess up your life, right at the top of the list is money. How much we have of it and how we spend it. We want to keep up with what the really cool people in our world have even if we can't afford it.The need to acquire stuff drives us to find a way to get it- no matter what.
Number one on the list is get credit cards. The card companies are falling all over themselves sending out offers, they want you to use them. Buy all that wonderful stuff and just make the payment.
Of course you might not qualify for a card, especially if you just lost your job. Don't worry, rent to own. Most of those places advertise no credit checks. Heck sometimes you don't even need a down payment.
The important thing is to get cool things at any cost .

Foreclosure, repossession, bill collectors, and bankruptcy. Not nice to think about, but they are there.
If you don't need it don't buy it. Use the twenty four hour rule. Give it a day and if you still think you need it save up and buy it.
That's right only buy what you can afford. Keep a budget and save for what you want. Why spend the rest of your life paying for something you can get along without.
Shelter,food, clothing, transportation, biggest bills first, than savings. If you don't have enough money either get more or don't spend it. Get a second job, cut back on things you don't need, or sell something.

Make up your mind what you can spend and what you need, than learn to live within your means. You aren't poor if you don't think you are. There are other things that can make you rich. If you have good friends and family to share your life, what more do you need. When we were kids we didn't have a lot,but we never knew we needed anything else. We were happy just being ourselves.
It's not being content that makes us want to get things. Only we find out that those things can't satisfy us and we still want more. Until you learn to be satisfied with what you have you will never know what it means to have inter peace.