Insurance

I’ve been reading all about the health care debate. Turn on the news and it seems like that’s all you hear about. Should we have a government option, or should it all be private insurance programs? Should there be a choice for the underinsured and uninsured and what about those who don’t have an employer backed plan? What do you do if you are losing your job and your insurance or can’t afford to buy any even if you are working?

I find myself caught in the middle, to young for Medicare and dependent on my wife’s insurance at work. Her health and mine are both shaky at best so what do we do if she can’t do her job any longer? If we don’t have “good” coverage how are we going to afford to see our doctor or buy any medications that we need? If you’re poor enough or old enough you can get Medicare or Medicaid so why not an option for those who are not? There is no question that the system is broken, or that it is unfairly weighted tin favor of those who have good jobs or are more affluent. Lord knows that the government is great at screwing things up, but the system is not fixing itself so what should we do?

There are no easy answers, but right now it all boils down to “how is it going to affect me?” Are we going to have insurance, should my wife keep working at a job that she is leaves her in pain from standing at a machine all day just because we need the medical coverage? Good or bad I would at least like a choice that would allow us some options and if it’s a government backed one so be it.